System integrations for the financial industry

We have extensive experience integrating numerous systems within service-oriented architectures. We’ve connected a wide range of systems and design solutions composed of small modules that communicate with each other.

Service-Oriented Architecture (SOA/Microservices)

We don’t believe in big monoliths. We prefer small, specialized modules that communicate via well-defined APIs.

🧩 Many small modules

Instead of one big system, we build multiple small, independent modules. Each owns a specific domain (counterparties, documents, rules, notifications).

🔌 API-based communication

Modules talk over REST APIs, message queues, or other mechanisms. That keeps them independent and easily replaceable.

⚡ Easy integrations

New external system? We add an integration adapter without touching core business logic. Switching a vendor? Replace the adapter – everything else stays intact.

How do we integrate systems?

We’ve worked with a wide range of integration technologies and pick the best fit for each case.

REST APIs

The most common integration approach in modern systems – lightweight, fast, and well documented.

Real-time integrations

Data synchronization

Expose functionality

SOAP / Web Services

Older, but still widespread in finance and banking. Strong typing, XML Schema, WSDL.

Bank integrations

Legacy systems

Strict contracts (XSD)

Message queues

Asynchronous system-to-system communication. Delivery guarantees, retry mechanisms, load balancing.

Long-running processes

Batch integrations

Event-driven architecture

ESB / Service Bus

Enterprise Service Bus – a central integration backbone. Routing, transformations, orchestration.

Many systems

Centralized management

Data transformations

Database procedures

Direct database access via stored procedures or views.

Legacy without APIs

Bulk operations

Reporting systems

Files (CSV, XML, JSON)

File exchange via SFTP, FTP, or shared folders.

Batch imports/exports

Systems without APIs

External partners

Which systems do we integrate with?

We offer ready-made integration adapters for the most popular systems in financial services.

🔍 Credit information bureaus

  • BIK (Credit Information Bureau)
  • BIG InfoMonitor
  • KRD (National Debt Register)
  • ERIF

Real-time creditworthiness checks

📋 Public registers

  • KRS (National Court Register)
  • CEIDG
  • CEPiK (Vehicle Registry)
  • REGON, GUS

Auto-filling counterparty data, vehicle verification

🛡️ Insurers

  • PZU
  • Warta
  • Ergo Hestia
  • Generali, Allianz, Link4

Premium calculations, policy issuance, insurance financing

💼 Accounting systems

  • SAP
  • Microsoft Dynamics
  • Symfonia
  • Comarch ERP, Sage, Oracle Financials

Automatic posting of transactions, counterparty sync

✍️ E-signatures

  • Autenti
  • mSign (mBank)
  • PekaoPay
  • DocuSign, Adobe Sign

Electronic contract signing to speed up processes

💳 Payment systems

  • PayU
  • Przelewy24
  • Tpay
  • PayPal, Blue Media

Online payments, installment deposits, prepayments

Other systems

CRM & Marketing

  • • Salesforce, HubSpot
  • • MailChimp, SendGrid

Communication

  • • SMS (Twilio, SMSAPI)
  • • Push notifications

Cloud & HR

  • • Azure, AWS S3, Google Drive
  • • SAP SuccessFactors, Workday

Need an integration that’s not on the list?

We build custom integrations with any system that exposes an API, database, or other data exchange mechanism.

How we build custom integrations

1

Analysis

  • Understand source and target systems
  • Review the API / protocol / data format
  • Define mappings and transformations
  • Identify edge cases and error handling
2

Design

  • Integration adapter architecture
  • Technology choice (REST, SOAP, queues, files)
  • Retry and logging design
  • Security (authentication, encryption)
3

Implementation

  • Adapter code
  • Unit tests and integration tests
  • Technical documentation
  • Deploy to the test environment
4

Testing & Go-Live

  • Integration tests with real data
  • Performance testing
  • UAT with business stakeholders
  • Production deployment and monitoring

Real-world integration cases

Integration with BIK and a multi-insurer broker

Challenge:

A leasing platform had to check customers in BIK and automatically fetch quotes from five insurers.

Solution:

  • • REST API with BIK (real time)
  • • SOAP integrations with five insurers
  • • Offer comparison module
  • • Automatic policy issuance

Result: -70% processing time

Leasing front office integrated with back office

Challenge:

The company used a front office for sales and a back office for contract settlement. Synchronization was needed.

Solution:

  • • Event-driven architecture (RabbitMQ)
  • • Event emitted on contract signing
  • • Adapter consumes the event
  • • Sync of installments, invoices, and payments

Result: Real-time synchronization

Broker portal with a legacy system

Challenge:

A portal for 200+ brokers had to integrate with a legacy system without an API.

Solution:

  • • Database stored procedures
  • • Nightly batch synchronization
  • • Real-time notifications (RabbitMQ)

Result: Real-time portal for users

How do we secure integrations?

🔒 Authentication & authorization

OAuth 2.0, JWT tokens, API keys, and mutual TLS – depending on requirements.

🔐 Encryption in transit

TLS 1.2+ for all connections. Never plaintext.

🛡️ Encryption at rest

Sensitive data (PII, financial data) is encrypted in the database.

📝 Audit logs

Full logging of all API calls: who, when, what, and the outcome.

⚠️ Error handling

Retry mechanisms, circuit breakers, and graceful degradation.

🔍 Monitoring & alerting

Real-time integration monitoring with alerts when something breaks.

What sets us apart?

✅ Experience across technologies

REST, SOAP, queues, stored procedures, files – we choose the best fit for the use case.

✅ Service-oriented architecture

Small modules, well-defined APIs, and easy component swaps.

✅ Financial-industry expertise

We understand BIK, BIG, KRD, insurers, and accounting systems.

✅ Ready-made adapters

A library of prebuilt integrations with popular systems.

✅ Enterprise-grade security

TLS, OAuth, encryption, audit logs, meeting the highest standards.

✅ Monitoring & support

Real-time monitoring, alerts, and ongoing technical assistance.

Need to connect your systems?

Get in touch–we’ll review your landscape, suggest the best integration approach, and estimate time and cost.

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