DLowCode Platform. More Than BPM.

Our proprietary platform for building business applications combines deployment speed, flexibility, and security. A foundation that grows with your company.

What Sets Our Platform Apart?

DLowCode isn't your typical low-code platform with limits and restrictions. It's a proprietary tool built by a team with over a decade of experience in the financial industry. We offer capabilities that rival custom-developed systems – while maintaining low-code development speed.

Visual Process Design

BPMN Camunda, one of the most popular BPM engines

Drag & Drop Screen Builder

JsonForms with an extensive control library

Business Rules in Excel

Managed by business users

Report Templates in Word

Create and edit without developers

Fully Responsive

PC, tablet, smartphone

Rich Control Library

From simple to complex components, like installment groups

Extensible Architecture

If something's missing, we add it to the platform

Configuration Layer Instead of Code

Design in BPMN Camunda

The entire business process – not just workflow – is defined visually in BPMN notation. It's one of the most popular process design methods used by major financial institutions. The diagram serves as both documentation and system implementation.

Visual process representation improves understanding and communication

Easy to implement changes without involving developers

New team members quickly get up to speed

Industry-standard used by many companies – easy to find specialists

BPMN diagram of leasing process

Screen Builder - Drag & Drop

We build screens using JsonForms technology – textually or with a visual builder. Unlike standard low-code platforms, we provide a rich library of controls tailored to financial system needs.

Standard:

text fields, numbers, dates, checkboxes, selects

Advanced:

sliders, tag lists, amount-percentage controls

Financial:

calculators, installment tables, repayment schedules

Documents:

attachments with automatic indexing and verification workflow

Drag & drop screen builder
See Screen Builder Example

Business Logic in Excel Files

Business rules – often the most variable system elements – are defined in Excel files. This allows business users to manage them independently without developer involvement.

Example Applications:

  • • Credit/leasing calculators
  • • Promotion conditions
  • • Eligibility rules
  • • Assessment parameters
  • • Scoring and ratings
  • • Decision limits

How It Works:

Administrators import new Excel files into the system and specify validity periods. The system automatically applies the appropriate rules based on transaction dates. Full change history maintained.

Example Excel spreadsheet with calculator

Document Templates in Microsoft Word

All system printouts – contracts, applications, decisions, confirmations – are generated from DOCX templates. Creating and editing documents can be done by marketing, legal, or business staff.

Flexible formatting (fonts, colors, tables, images)

Reference form values by path

Parameterized documents (different versions for different scenarios)

Automatic number and date generation

Contract template in Word

Business Modules Ecosystem

The DLowCode platform consists of specialized modules, each handling a specific functional area. This makes the system modular, scalable, and maintainable.

⚙️

DLowCode-Module

Platform Engine

The system core orchestrating all modules. Manages process lifecycles, inter-module communication, and business rule execution.

🎨

DLowCode-UI

Presentation Layer

User interface built with React and Material-UI. Responsive design for PC, tablet, and smartphone. JsonForms screen builder with an extensive control library.

🔄

Camunda BPM

Business Process Engine

One of the world's most popular BPM engines. Visual process design in BPMN 2.0, execution monitoring, and task management.

📅

DSchedules

Calculation & Scheduling Module

Handles financing installment calculations and recalculations, plus schedule updates. Based on business rules manageable by your organization.

🔐

DAuth

Authentication & User Management

User, role, and permission management. Two-factor authentication (2FA), organizational hierarchies, and session management.

👥

DContractors

Contractor Database

DContractors is a centralized contractor database with public registry integration.

📁

DDocs

Document Repository

During transaction processing, many documents require verification. All attachments go to the document repository, which provides upload, retrieval, and search services.

🖨️

DPrintouts

Document Generation

All system documents – contracts, applications, decisions, confirmations – are generated from DOCX templates. Marketing, legal, or business staff can create and edit templates.

📧

DMessages

Notifications & Communication

Notification generation and delivery (email, SMS, in-app). Business users can manage templates without developer involvement.

📊

DRules

Business Rules Engine

Business rules – often the most frequently changing part of a system – are defined in Excel files. Business users can manage them without developers.

🔄

Document Workflow

Document Routing

Define workflows for document types and process them according to organizational requirements.

Benefits of Modular Approach

Modular architecture isn't just a technical solution – it's a business advantage that delivers flexibility, security, and rapid system development.

📈

Scalability

Adding new features? Add a new module without rebuilding the entire system.

🔧

Easy Maintenance

Bug in DDocs module? Fix only that module, everything else keeps working.

🔄

Replaceability

Want to change SMS providers? Swap the adapter in DMessages, everything else stays the same.

♻️

Reusability

Modules (DAuth, DDocs, DRules) can be used across different projects.

How Do Modules Work Together?

Modules communicate through well-defined APIs (REST) and message queues (RabbitMQ). This makes them independent and easily replaceable.

Example Flow – Leasing Application Processing

1
Camunda BPM starts the "Leasing Application" process
2
DLowCode-UI displays the application form (JsonForms)
3
User fills in contractor data → DContractors fetches data from business registers
4
User attaches documents → DDocs saves files
5
System calculates installments → DSchedules + DRules (parameters from Excel)
6
Decision engine → DRules (scoring, limits) + credit bureau integrations
7
Positive decision → DPrintouts generates the contract (DOCX template)
8
DMessages sends an email with the contract to the client
9
DAuth logs all user actions (audit)
Key advantage: Each module is responsible for its domain, making the system flexible and easy to develop. Replacing one module doesn’t require changes in others.

Proven Technologies and Standards

Frontend

  • React + Material-UI (MUI)
  • JsonForms for forms
  • TypeScript
  • Responsive design

Backend

  • C# / .NET
  • RESTful API
  • Camunda BPM

Databases

  • SQL Server / PostgreSQL
  • RabbitMQ (message queues)
  • Hangfire (background jobs)

Integrations

  • REST/SOAP APIs
  • Business registry integrations
  • E-signature (mSign, Autenti)
  • Payment systems
  • Credit bureaus

Ready to talk?

Get in touch to discuss your needs. We’ll arrange a free consultation and a DLowCode demo tailored to your industry.

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