Business analysis for the
financial industry
Years of experience in the leasing sector let us rapidly understand your needs and translate them into an analysis document that becomes the foundation for a new IT solution.
What do we specialize in?
With over a decade working for the biggest leasing companies in Poland, we know the financial industry inside out.
Sales processes
- Lead handling and sales pipeline
- Calculators and online applications
- Partner and dealer portals
- Sales channel management
- Sales process automation
Transaction risk assessment
- Decision automation
- Customer scoring and rating
- Integrations with bureaus (BIK, BIG, KRD)
- Creditworthiness verification
- Analyst workflows and limit approval
Product configuration
- Parameterization of leasing/loan products
- Financial calculators
- Promotions and add-on products
- Business rules and limits
- Dynamic offer management
Insurance
- Insurer integrations
- Premium calculations
- Policy financing
- Insurance product sales processes
- Multi-agency operations
End-to-end leasing process
- From lead to application, risk assessment, contract, and post-sale service
- Formal requirements and documentation
- Repayment schedules management
- Amendments and contract changes
- Collections processes
How we work: 5 steps to documentation
Understanding the context
Analysis workshop
We start with a detailed workshop with your key stakeholders. We learn current processes, pain points, and expectations. We don’t learn the basics of leasing – we focus on your company’s specifics.
As-is documentation
Process mapping
We document your existing business processes in BPMN, identifying optimization and automation opportunities. We show where a system can support the business.
What should the system do?
Requirements identification
We gather functional and non-functional requirements, set priorities, and define the MVP (Minimum Viable Product). We separate must-haves from nice-to-haves.
Comprehensive documentation
Analysis document
We prepare detailed documentation including:
- Business process descriptions (text + BPMN diagrams)
- Screen mockups and user flows
- Business rules and conditions
- Integration requirements
- Solution architecture
Ready for implementation
Handover to delivery
The analysis document becomes the foundation for implementation. With DLowCode, the handover is seamless – BPMN diagrams become living code.
What makes us different?
Experience that matters
We don’t learn on your project. We’ve worked for PKO Leasing, Pekao Leasing, EFL, Impuls Leasing, and Novum Finance. We understand not only business processes but also technical constraints and platform capabilities.
Speed and clarity
Thanks to our domain knowledge, we don’t need weeks to understand the basics. We focus on your organization’s specifics, not on leasing 101. Typical analysis: 2-6 weeks (not 3-6 months).
Implementation-ready documentation
Our analytical documents aren’t theoretical papers-they’re actionable instructions that translate directly into DLowCode implementation. BPMN from analysis = BPMN in the system.
How long it takes and what you get
Leasing system analysis
Scope:
- Mapping sales processes (lead → application → decision → contract)
- Calculator and application design (desktop + mobile)
- Risk assessment rules (scorings, decision automation)
- Integration architecture (BIK, insurers, accounting)
- Formal requirements and documents (list, workflow, verification)
Deliverables:
- 30-50 pages of documentation
- 5-10 BPMN diagrams
- 15-30 screen mockups
- Integration specification
Broker portal analysis
Scope:
- User journey and wireframes (from login to application submission)
- Self-service features (calculators, applications, tracking)
- Back-office integration (data synchronization)
- Approval and notification processes (workflow, alerts)
Deliverables:
- 15-25 pages of documentation
- User flows and wireframes
- API specification
- Permissions matrix
Decision engine analysis
Scope:
- Scoring algorithms (formulas, weights, conditions)
- Acceptance/rejection rules (decision trees)
- Decision limits and permissions (roles, hierarchies)
- Integrations with external databases (BIK, BIG, KRD, registers)
Deliverables:
- Algorithm specification (Excel + description)
- Decision flow diagrams
- Business rules matrix
- Test cases
When should you order an analysis?
You’re planning a new system and need a clear vision of scope and architecture
You’re extending an existing system with new capabilities (new product, channel, process)
You have issues with the current system and seek a solution (bottlenecks, inefficiencies)
You need documentation for a tender (RFP, technical specification)
You want to estimate budget and time for implementation before making a decision
Regulations are changing (KNF, GDPR, PSD2) and you must adapt processes
Even if you’re unsure, an analysis is the best first step
We’ll show you what’s possible and estimate timeline and costs. No commitments, no sales pressure.
Start with an analysis
Fill out the form and we’ll get back to you within 24 business hours to discuss the project details.
Send an inquiry
We reply within 24 business hours. If it’s urgent, please call us directly.